Tag Archive for success

3 Steps to Creating New Habits

Let’s talk about forming new habits. There are times in our lives when we want to create new and better habits for ourselves.
This could include getting into the habit of eating healthier. It might be drinking more water. Or it could be moving more and taking the dog for a daily walk. Or it could be work-related, or spiritual, or…
There are so many areas in our lives we can improve and make easier if we create new habits. 
Getting into the habit of doing something is often easier said than done. We seem to form bad habits without any effort, but getting into a “good” habit can be a little more challenging. 
arrows toward habits
We’ll break it down into a three-step process. This will make it easy to follow until you’ve internalized the new behavior and made it a true habit. You’ll do it without having to think about it. Like brushing your teeth. 
Decide What You Want To Do 
The first step is to decide what the new habit is. Be as specific as possible. Be bold. Don’t tell yourself you want to exercise more. Say something like “I will go for a 30-minute walk every single day.” Deciding what your new habit will be and committing to when and how you’re going to do it, is half the battle. 
Remind Yourself To Get It Done 
The next few days should be smooth sailing. You’re motivated and excited to get this done. Sticking to your new habit isn’t an issue. But a few days in you’ll notice that it’s easy to slip back into old habits. 
Say it’s raining and you’re not feeling like going out and walking. Or the hours in your day seem to be getting away from you. This is when it’s important to have a daily reminder. Set an alert on your phone or add the new habit to your daily to-do list for a while. 
Make It Part Of Your Routine Until It Becomes A Habit 
It takes some time before a new behavior becomes a true habit. Until then, a routine will work to your best advantage.
A routine will help you solidify the habit. This way you won’t have to spend a lot of willpower or rely on daily reminders. 
Make that daily walk part of your after-dinner routine. Or switch from grabbing a snack at the vending machine at work at 10:00 in the morning to packing a healthy snack. 
You can do this! Decide to create the new habit. Practice the routine until it’s second nature and you’ll be well on your way to forming a new good habit. 
JohnK 1-17-2018
Image for overheard for habit formingOverheard:  “Whatever ought to be, can be”
                     ~ James Rouse

Julie Loar And The Resurgence of Feminine Energy

It was the start of another year. 2011 to be exact. CHI FOR YOURSELF welcomed Julie Loar.

Julie’s the author of  Goddesses for Every Day: Exploring The Wisdom and Power of the Divine Feminine Around the World.” 




Listen to the interview by clicking on below..



JohnK 1-13-2018

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5 Tips For Achieving Success With Confidence

Achieving success can help you feel more confident. It’s not the boldest statement. But CHI FOR YOURSELF has a different way of looking at things like success and confidence.

Business successOur idea of success is not realized with new cars, houses, or loads of money. 

Today we’ll look at some ways to help you get the confidence you need to realize what you know to be true success:


Be true to yourself
Your values and belief system must be very much in place if you want to achieve a success coupled with serenity.

Don’t let your success come in ways which compromise your genuine self. It’ll be a success built on sand rather than solid ground and may crumble and fall with time.

Trust in your abilities
You may have much to learn before you can succeed in a chosen field or path. Think of all that you’ve achieved so far and challenges you’ve already worked through. Trust that you can do more.

Don’t dismiss what you’ve learned so far in life. You might think it was easy and that anyone could do it, but others may see it as remarkable and see you as an example.

Use your subconscious mind
Repeat positive affirmations and side-step negative thoughts. That builds strength for your subconscious mind. 

You can train your subconscious mind to carry out your intentions. That makes a real difference in how you and others see yourself.

Avoid letting negative thoughts creep in and gain control. That will cause you to doubt your true abilities.

Use correct body language
Watch your posture, stance, and your general body language. It can be powerful when dealing with others and expecting a great outcome.

Remember when your mother used to tell you to sit up straight? Good advice! It sends a far different and more positive message than slumping.

Study body language and begin to practice it.

Enter a room with your head held high and walking like you own where you are and how you present yourself. People will take notice in a positive way.

Pay attention to your personal look
Never present yourself as unkempt and looking wrinkled and ungroomed. That image isn’t one that reaps success.

If this is an area of your life where you lack skills, seek the help of others. Develop a style you’re comfortable with. One that fits the image you want to present.


JohnK 1-8-2018
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Image for overheard for successOverheard:   Self-confidence is the first requisite to great undertakings.
                            ~Samuel Johnson




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Breakup Rehab: This Week on CHI FOR YOURSELF


How do you regain confidence and optimism about love following a breakup?

After her own relationship ended, Rebekah Freedom McClaskey developed and practiced a series of small, step-by-step actions that ultimately helped her heal her heart and live in harmony with her destiny.

Hear author and counselor Rebekah Freedom McClaskey on our next CHI FOR YOURSELF. Thursday, October 12th at 1 pm Pacific time, 4 pm on the East Coast at chiforyourself.com

Rebekah McCluskey on breakups


Rebekah Freedom McClaskey is the author of Breakup Rehab: Creating the Love You Want.


JohnK 10-9-2017

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Put Your Savings On Autopilot And See What Happens!

This final installment from CHI FOR YOURSELF on money matters focuses on savings. Specifically on a “set it and forget it” approach to your money. 
Putting a little money away for a rainy day isn’t always easy. You may have some good intentions, but at the end of the day, there’s little to go toward savings. Somehow whatever you make is spent before you make it to the next paycheck.
no savings picture
Start by making a personal budget. Take a look at what you bring in each month. Next, write down your fixed expenses. These are things like rent, car payments, and utilities. Figure out how much you need each month for groceries and other essentials. This is your bare bones budget. It’s good to know what you need to get by each month.
Next, it’s time for a little bit of math. Start with what you bring in each month and subtract all your core expenses.
What you’re left with is your discretionary income. This will pay for entertainment, clothes, getting your nails done and such. From this point on, part of that discretionary income will go into a savings account.
Pick a number you’re comfortable with. It could be a mere $20 per month. Or it could be $500. Put this in your budget and treat it like any other bill. It won’t take you long to get into the habit of setting aside that money for savings.
To make it even more hands-off, talk to your bank about setting up a separate savings account. Then set up an auto-deposit.
This will have the savings transferred to the new account as soon as your paycheck comes in each month. If you don’t see it, you’ll never miss it and your savings will run on autopilot.
Don’t forget to audit your savings from time to time. Take another look at your budget. Can you increase your savings a little more?
A great way to boost that savings account is to set aside any extra money – such as birthday cash, tax refunds, bonuses. Put them straight into the savings account. Again, you won’t miss the money, but you’ll see quick results as you build up your savings.
Make sure your savings are sitting in an interest-bearing account. Since you won’t be touching this money unless it’s a dire emergency, you should be able to earn at least a little interest. Talk to your banker about your best options and start putting your savings on autopilot.
savings account
One last tip: Ask your employer about matching 401-K funds. You may be able to get a contribution from the company. This is like “free money” toward your retirement savings account.
JohnK 10-2-2017

Why It’s Good To Keep A Household Budget

budget dollars

You work hard to earn a living. So it’s best to make wise decisions when you spend that money. That’s where a household budget comes in.

A budget has obvious advantages. Like seeing at a glance what we have coming in, what’s going out (and what that money is paying for). You also get an idea if there’s anything left at the end of the month to put into savings.


Before we dive into exactly what a budget can do for us, let’s consider a few points. What will happen if we’re not tracking income and expenses?

You may end up spending more than you’re making in a given month (or two, or three). Over time that can put you into some pretty hot financial water. You may also spend a lot more than you’d like to believe on things like eating out, going to the movies or new clothes.

Having a budget gives you more control over your true spending wishes. That could be dinner and a movie, or not. Wouldn’t it be nice to have an actual choice?

A Budget Tracks Where Your Money Is Going

A budget’s only job is to track your money. You record where the money comes from each month (your income) and then write out everything you spend it on.

Start with your regular monthly bills. These include your mortgage or rent, utility bills etc.

What’s left is your discretionary income.

A Budget Helps You Spot Wasted Money

Having it all in front of you in black and white helps you identify things you’re wasting your money on.

Budgeting forces you to reconsider if you want to spend well over $200 a month on Cable TV. Or $150 on your large cell phone plan. Or how about that yearly magazine subscription to something you no longer read? Go through your expenses and reevaluate if this is REALLY how you want to spend your paycheck.

A Budget Allows You To Be Proactive About Savings

Saving money without a budget is hard. We go in with the best of intentions at the beginning of the month. But somehow there isn’t anything left at the end of the month.

A budget gives you a chance to be a bit more proactive. Set aside some money for savings at the beginning of the month, even a small amount like $20.

Put it in the budget as a regular expense, much like you do with your other urgent bills. If you need to, open a separate savings account so you’re not tempted to spend it.

A Budget Ensures You’re Not Spending More Than You’re Making

Your budget will keep you on track and help you avoid overspending. And I don’t have to tell you that that’s pretty important for your financial well-being.

JohnK 9-25-2017
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Image for overheard for budgetOverheard: ““While money can’t buy happiness, it certainly lets you choose your own form of misery.” 
                                        ~ Groucho Marx



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Do You Have A Financial Safety Net? (And How To Build One)

Do you have a financial safety net? It’s something worth thinking about and setting up. What will happen to you and your loved ones if you lose your job for a few months?
What if you get into an accident that prevents you from earning a living? Or what if some unexpected expenses come up. Do you have anything in place to make sure the bills continue to get paid?
If not, now is the time to get started. But where do you actually start?
financial help ideas
Three to six months’ worth of living expenses saved in an interest-bearing account is a good start. Figure out what your family needs to live on if all income stops. Then start saving as much money as you can until you have built up this safety net.
Trim expenses for eating out, going to the movies, buying the newest TV and Tech gadget and the like. Add these to your savings account until you’ve saved enough to have a comfortable cushion. To make this step go even faster, add any bonuses, tax refunds etc. as well.
But don’t stop there. Make it a goal to add to your safety cushion as you can and come back and revise your numbers from time to time. Your living expenses may go up or down over time. You can adjust the amount you need and set aside savings in an account where you can get at it with no hassle.
Life and disability insurance are another important part of your financial safety net. Do you have a plan in place to continue to cover your living expenses (or those of your family) when you can no longer work? Call your insurance agent and go over your current coverage. Make sure the insurance you’re paying for will pay out what you need and if not, make adjustments.
Next, consider investing any further savings into higher interest-bearing accounts. You may not be able to access money invested here right away. But the funds will come in handy when you’re dealing with a long-term financial emergency or are ready to retire. Plenty of investment vehicles have a higher yield than your bank savings account.
Talk to your financial adviser, Work out a plan that’s right for you, your family, and whatever the future may hold.
JohnK 9-18-2017
Image for overheard for financial wisdomOverheard: “All money is a matter of belief.
           ~Adam Smith

How To Plan For Unexpected Expenses

It always seems to happen at the wrong time. The car’s transmission blows just as your daughter gets her braces. Or your washing machine decides to call it quits.
These unexpected expenses will pop up throughout life. You want to prepare as well as possible for those times when life throws you a financial curve ball.
Do your best to plan ahead for upcoming expenses. If you’re driving an older car, or your dishwasher has seen its better days, start saving up to replace the item. You may also want to start keeping an eye out for good deals on the replacement.
budgeting expenses
An even better strategy is to have an emergency savings fund. Set up a savings account and add to it monthly. Use it only for completely unexpected expenses.
Make sure you know what’s in the account. And once you have to take money out of it replace it as soon as possible.
This brings us to an important point. How to make a quick recovery after taking a hit to your wallet.
Go over your budget (you have one of those, right?) and see if you can cut back on some things for the time being.
Stop ordering pizza every Friday night and make your own at home. Skip a night out on the town and watch a couple of movies on Netflix instead of going to the theater.
Use the money you’re not spending over the next few months to refill your emergency fund. For an extra boost, you might work a few hours of overtime. Or do a few freelance projects. You might pick up a short-term part time job to get back on track fast.
dollar expenses
But what do you do when the expense comes up before you had a chance to set up the emergency fund? Take a deep breath and assess the situation.
Can you make do without the item for a little while? At least long enough to scrape together the funds to repair or replace it?
If it’s the dishwasher, that’s easy. You can wash dishes by hand for a little while.
If it’s the fridge or the car you rely on to get you to work each day, that’s a different story.
If it’s your car decide if it would be better to repair than replace. Even if it isn’t the perfect solution, it may get you to work while you save up for the car you want.
Shuffle your money around and if there is no other option charge it to the credit card and get to work. Your one and only goal right now is to pay off that expense.
Sock away every available penny. Once you pay off your credit cards do what you can to get that emergency fund set up.
And be ready for any surprises down the road.
JohnK 9-12-2017

Chakra Wisdom with Tori Hartman: Today’s CHI FOR YOURSELF


Tori picture for chakra readsQuick reminder- Our guest on today’s CHI FOR YOURSELF is Tori Hartman, author of CHAKRA WISDOM ORACLE: How to Read the Cards for Yourself and Others. 

We’ll begin at 1 pm Pacific, 4 pm Eastern time at chiforyourself.com



“See” you then.

JohnK 9-7-2017

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Chakras And Transformation- It’s in The Cards: Next CHI FOR YOURSELF


Tori picture for chakra readsOur next scheduled CHI FOR YOURSELF guest will tell us about using intuitive power to bring profound growth into our lives. Tori Hartman is the author of Chakra Wisdom Oracle: How to Read the Cards for Yourself and Others. Her system of cards and workbook is designed to help you break through blockages and achieve your dreams. 


Join us for CHI FOR YOURSELF and Tori Hartman. Thursday, September 7th at 4 pm Eastern, 1 pm Pacific time at chiforyourself.com.


JohnK 9-4-2017

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