If you’re on a spiritual path you know how it can be affected by the imperfections of daily life.
Today the CHI FOR YOURSELF “way back machine” calls on Polly Campbell. She offers us a path to wisdom we can all take every day. Polly Campbell is the author of Imperfect Spirituality: Extraordinary Enlightenment for Ordinary People.
Polly Campbell
We go back nearly 5 years for this edition of CHI FOR YOURSELF. Click on the BlogTalkRadio logo to hear the interview.
It’s the time of the year when the word “peace” makes its big appearance. We see it on greeting cards, on holiday wreaths, and in department store display windows.
CHI FOR YOURSELF has its own take on peace. This graphic pretty much says it all.
The CHI FOR YOURSELF interview with Scott Stabile offered us plenty of inspiration with a nice helping of humor. If you weren’t with us on the call you can hear the conversation by scrolling down the page to the audio player. Scott Stabile is the author of BIG LOVE: The Power of Living With a Wide-Open Heart.
Talking points from the show:
Why Scott chose the name “Big Love” for the book
The most important lesson from his parents’ death
His compassion showed early in life
Scott’s emotions today
Forgiving his parents’ killer
An example of “Genuine Living”
Scott’s big “flop”
Takeaway from the book
If the player doesn’t start, click on the Blog Talk Radio logo to listen–
How do you regain confidence and optimism about love following a breakup?
After her own relationship ended, Rebekah FreedomMcClaskey developed and practiced a series of small, step-by-step actions that ultimately helped her heal her heart and live in harmony with her destiny.
Hear author and counselor Rebekah Freedom McClaskey on our next CHI FOR YOURSELF. Thursday, October 12th at 1 pm Pacific time, 4 pm on the East Coast at chiforyourself.com
Rebekah Freedom McClaskey is the author of Breakup Rehab:Creating the Love You Want.
You work hard to earn a living. So it’s best to make wise decisions when you spend that money. That’s where a household budget comes in.
A budget has obvious advantages. Like seeing at a glance what we have coming in, what’s going out (and what that money is paying for). You also get an idea if there’s anything left at the end of the month to put into savings.
Before we dive into exactly what a budget can do for us, let’s consider a few points. What will happen if we’re not tracking income and expenses?
You may end up spending more than you’re making in a given month (or two, or three). Over time that can put you into some pretty hot financial water. You may also spend a lot more than you’d like to believe on things like eating out, going to the movies or new clothes.
Having a budget gives you more control over your true spending wishes. That could be dinner and a movie, or not. Wouldn’t it be nice to have an actual choice?
A Budget Tracks Where Your Money Is Going
A budget’s only job is to track your money. You record where the money comes from each month (your income) and then write out everything you spend it on.
Start with your regular monthly bills. These include your mortgage or rent, utility bills etc.
What’s left is your discretionary income.
A Budget Helps You Spot Wasted Money
Having it all in front of you in black and white helps you identify things you’re wasting your money on.
Budgeting forces you to reconsider if you want to spend well over $200 a month on Cable TV. Or $150 on your large cell phone plan. Or how about that yearly magazine subscription to something you no longer read? Go through your expenses and reevaluate if this is REALLY how you want to spend your paycheck.
A Budget Allows You To Be Proactive About Savings
Saving money without a budget is hard. We go in with the best of intentions at the beginning of the month. But somehow there isn’t anything left at the end of the month.
A budget gives you a chance to be a bit more proactive. Set aside some money for savings at the beginning of the month, even a small amount like $20.
Put it in the budget as a regular expense, much like you do with your other urgent bills. If you need to, open a separate savings account so you’re not tempted to spend it.
A Budget Ensures You’re Not Spending More Than You’re Making
Your budget will keep you on track and help you avoid overspending. And I don’t have to tell you that that’s pretty important for your financial well-being.
Overheard: “Enthusiasm moves the world.”
RSS - Posts