spending habits

Tag Archive for spending habits

Tips to Develop Your Money and Your Life

September 20, 2021 John Uncategorized No comments

Money is at the center of so many of our problems. Too many to mention here.

What’s worthy of mention is ways to deal with this, and GenuLines is right on the money with help for you.

Tips to Develop Your Money And Your Life

One of the biggest pressure points for families is that of financial stress. When your

financial house is in order the other parts of your life seem to falls into place.

For most of us financial planning was not a part of high school or college curriculum. No lessons on checkbooks or 401k’s or emergency expenditures.

Without balancing your life’s money issues it’s tough to have balance in other areas. Unfortunately, money controls much of our thought patterns, time, and worries.

Figure Out Your Spending Habits

Learn your financial patterns. Then have a sit-down money talk with your partner.

Do this whether you’re a spendthrift or a frugal financier.

The Spendthrift

If you have no interest in where money comes from or how to manage it, you’ll find that money will manage you. Spending more than you earn is never a good practice.

Sit down with your finances.

Figure out what’s coming in. What’s going out.

And keep the difference for yourself as spendable income.

It is that simple. Living above your means is something that you dont want to do, ever.

Living above your means is never a win/win situation.

The Frugal Financier

If you won’t part with a penny, much less a dime, you’ll have a hard time relating to anyone about money. There’s got to be some wiggle room for playing hard much the same as working hard.

No one admires someone who won’t part with one red cent, even for fun.

Get Together with Your Financial Partner

You and your financial partner can put your differences to work in your favor. Come up with ways to meet somewhere in the middle.

Compromise is key in a relationship.

And what better way to incorporate that tool than to use it in your financial life.

JohnK 9-20-2021

chiforyourself.com home

Overheard: “Too many people spend money they earned..to buy things they don’t want..to impress people that they don’t like”

~Will Rogers

Time to Develop Your Money and Your Life

January 11, 2021 John Uncategorized No comments

We tend to obsess over money, Often at the expense of important parts of our overall life.

Here’s a GenuLines look at tying it all together to lessen the stress in your life.

(You can listen to this article by clicking here)

Time to Develop Your Money and Your Life

Some of the biggest stressors for families are financial challenges. When your financial house is in order, then the rest of your life falls into place with less hassle.

For most of us, financial planning was not a part of our high school or college curriculum. Ditto for balancing a checkbook or concentrating on 401k or emergency expenditures.

No balance in your financial issues can mean no balance in other life areas, too. Unfortunately, money controls much of our thought patterns, time, and worries.

Figure Out Your Spending Habits

Learn about your financial patterns before talking about money with your partner.

You can make improvements in your spending habits.

And you can do that whether you’re frugal or a spendthrift.

The Spendthrift

If you have no knowledge of where money comes from or how to manage it, you’ll find that money will manage you. Spending more than you earn is never a good scenario.

Sit down with your finances. Figure out what’s coming in, what’s going out. and keep the difference for yourself as spendable income.

It’s really that simple.

Living above your means is something that you do not want to do, ever. Living above your means is never a win/win situation.

The Frugal Financier

If you hate to part with pennies and dimes you’ll have strained money dealings with most everyone. No one is going to put up with someone who’s being a tightwad, even for fun.