Motivation is like a muscle, and it can get flabby over time. There are ways to deal with this.
Let these GenuLines pointers be your strength coach and motivator.
Motivation is like a muscle, and it can get flabby over time. There are ways to deal with this.
Let these GenuLines pointers be your strength coach and motivator.
Think of your personal growth as the measuring stick of your life. The quality of your progress can affect the quality of your years.
And GenuLines wants to make you aware of that quality and how you can improve it.
The downward spiral of low motivation can seem like an impossible cycle to break. During those times productivity and accomplishment can seem like unattainable goals.
Your passion in life seems so elusive. Yet, the ancients told us you carry it with you at all times.
GenuLines breaks down the process of carving out a path toward your passion.
(listen to this article by clicking on the player below)
How do you regain confidence and optimism about love following a breakup?
After her own relationship ended, Rebekah Freedom McClaskey developed and practiced a series of small, step-by-step actions that ultimately helped her heal her heart and live in harmony with her destiny.
Hear author and counselor Rebekah Freedom McClaskey on our next CHI FOR YOURSELF. Thursday, October 12th at 1 pm Pacific time, 4 pm on the East Coast at chiforyourself.com
Rebekah Freedom McClaskey is the author of Breakup Rehab: Creating the Love You Want.
JohnK 10-9-2017
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You work hard to earn a living. So it’s best to make wise decisions when you spend that money. That’s where a household budget comes in.
A budget has obvious advantages. Like seeing at a glance what we have coming in, what’s going out (and what that money is paying for). You also get an idea if there’s anything left at the end of the month to put into savings.
Before we dive into exactly what a budget can do for us, let’s consider a few points. What will happen if we’re not tracking income and expenses?
You may end up spending more than you’re making in a given month (or two, or three). Over time that can put you into some pretty hot financial water. You may also spend a lot more than you’d like to believe on things like eating out, going to the movies or new clothes.
Having a budget gives you more control over your true spending wishes. That could be dinner and a movie, or not. Wouldn’t it be nice to have an actual choice?
A Budget Tracks Where Your Money Is Going
A budget’s only job is to track your money. You record where the money comes from each month (your income) and then write out everything you spend it on.
Start with your regular monthly bills. These include your mortgage or rent, utility bills etc.
What’s left is your discretionary income.
A Budget Helps You Spot Wasted Money
Having it all in front of you in black and white helps you identify things you’re wasting your money on.
Budgeting forces you to reconsider if you want to spend well over $200 a month on Cable TV. Or $150 on your large cell phone plan. Or how about that yearly magazine subscription to something you no longer read? Go through your expenses and reevaluate if this is REALLY how you want to spend your paycheck.
A Budget Allows You To Be Proactive About Savings
Saving money without a budget is hard. We go in with the best of intentions at the beginning of the month. But somehow there isn’t anything left at the end of the month.
A budget gives you a chance to be a bit more proactive. Set aside some money for savings at the beginning of the month, even a small amount like $20.
Put it in the budget as a regular expense, much like you do with your other urgent bills. If you need to, open a separate savings account so you’re not tempted to spend it.
A Budget Ensures You’re Not Spending More Than You’re Making
Your budget will keep you on track and help you avoid overspending. And I don’t have to tell you that that’s pretty important for your financial well-being.
JohnK 9-25-2017
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Overheard: ““While money can’t buy happiness, it certainly lets you choose your own form of misery.”
~ Groucho Marx
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Quick reminder- Our guest on today’s CHI FOR YOURSELF is Tori Hartman, author of CHAKRA WISDOM ORACLE: How to Read the Cards for Yourself and Others.
We’ll begin at 1 pm Pacific, 4 pm Eastern time at chiforyourself.com
“See” you then.
JohnK 9-7-2017
Subscribe to GenuLines and get CHI FOR YOURSELF guest information and more!